The Canadian Index

All content, including the full-resolution download, is provided at no charge.

Homepage Archive Legal
Bar chart of combined federal and Ontario capital gains tax rates across 11 income brackets for 2026.

Rates are combined federal and Ontario marginal rates applied to capital gains at the inclusion rate, including Ontario surtaxes, so the bracket an investor sits in largely determines what a harvested loss is worth. The same loss shelters far more tax for a high earner than for someone in the first bracket. The last trade date to realize a 2026 loss is December 30, and a repurchase inside a TFSA or RRSP can permanently deny the loss under the superficial loss rule.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

Download Hi-Res JPEG (No Watermark)

Related charts

Bar chart of the federal tax value of a $10,000 net capital loss across 2026 taxable income brackets.

A net capital loss offsets gains only at the capital gains inclusion rate, so its tax value rises with the bracket of the gain it shelters.

Federal Tax Value of a $10,000 Capital Loss by Income Bracket, 2026

September 29, 2026

View chart & download
Chart of the annual TFSA contribution limit from 2009 to 2027, reaching $7,500 in 2027.

The annual limit is indexed to inflation and rounded to the nearest $500 increment, so once the relevant consumer price data is published,…

TFSA Annual Limit Set to Reach $7,500 in 2027

September 28, 2026

View chart & download
Bar chart showing TELUS's quarterly dividend per share falling 55 percent for the October 2026 payment.

TELUS ended twenty consecutive quarterly dividend increases dating back to 2021 with this reset, closing out its dividend growth program entirely.

TELUS's Dividend Cut Ends a Five-Year Run of Increases

August 4, 2026

View chart & download
Line chart of the CRA prescribed rate for family loans by quarter, Q1 2022 to Q4 2026, with a dashed Treasury bill line.

The prescribed rate is set from the average three-month Government of Canada Treasury bill yield in the first month of the preceding quarter, rounded up to a whole percentage.

CRA Prescribed Rate for Family Loans, Q1 2022 to Q4 2026

October 7, 2026

View chart & download
Chart comparing the best non-redeemable five-year GIC rates with the Government of Canada five-year bond yield in early October 2026.

Five-year GICs currently pay more than government bonds of the same term, but the premium ignores differences in liquidity because the certificates are non-redeemable.

Five-Year GIC Rates Versus the Government of Canada 5-Year Yield, September 30 to October 1, 2026

October 2, 2026

View chart & download
Bar chart of the annual Tax-Free Savings Account contribution limit for each year from 2009 to 2026.

The annual Tax-Free Savings Account limit is set to rise to $7,500 in 2027, based on the Canada Revenue Agency's indexation formula and inflation data already published.

The 2027 TFSA Limit Is Already Locked In at $7,500

September 23, 2026

View chart & download
Legal Archive Homepage

Charts and data on this site are provided for general informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Each chart reflects the source and period indicated on it and may not represent current market conditions.

Charts may be downloaded and shared freely for professional or educational use, including in client presentations, reports, and publications, with no attribution or permission request required. Charts may not be altered, edited, or cropped: each is a specific, time-stamped dataset, and an altered copy no longer accurately represents that record.

© 2026 The Canadian Index. A public reference library of Canadian financial market charts, updated daily from public market data. See the Legal and Usage Terms page for full disclaimers.