The Canadian Index

All content, including the full-resolution download, is provided at no charge.

Homepage Archive Legal
Chart comparing the best non-redeemable five-year GIC rates with the Government of Canada five-year bond yield in early October 2026.

Five-year GICs currently pay more than government bonds of the same term, but the premium ignores differences in liquidity because the certificates are non-redeemable. GIC interest is taxed in full, while capital gains are only partly included in income, so the account holding the certificate changes what the investor keeps. Registered accounts such as the TFSA, RRSP and FHSA shelter the interest, and bond price declines have created usable losses in non-registered accounts.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

Download Hi-Res JPEG (No Watermark)

Related charts

Bar chart of combined federal and Ontario capital gains tax rates across 11 income brackets for 2026.

Rates are combined federal and Ontario marginal rates applied to capital gains at the inclusion rate, including Ontario surtaxes, so the…

Ontario Capital Gains Tax Rates by Income Bracket, 2026

October 5, 2026

View chart & download
Bar chart of the federal tax value of a $10,000 net capital loss across 2026 taxable income brackets.

A net capital loss offsets gains only at the capital gains inclusion rate, so its tax value rises with the bracket of the gain it shelters.

Federal Tax Value of a $10,000 Capital Loss by Income Bracket, 2026

September 29, 2026

View chart & download
Bar chart of the annual Tax-Free Savings Account contribution limit for each year from 2009 to 2026.

The annual Tax-Free Savings Account limit is set to rise to $7,500 in 2027, based on the Canada Revenue Agency's indexation formula and inflation data already published.

The 2027 TFSA Limit Is Already Locked In at $7,500

September 23, 2026

View chart & download
Bar chart showing the TFSA annual contribution limit rising to a projected $7,500 in 2027.

Tax-Free Savings Account contribution room is projected to rise to $7,500 in 2027, a $500 increase and the first jump since 2024.

TFSA Room Is Set to Rise to $7,500 in 2027, the First Jump Since 2024

September 18, 2026

View chart & download
Chart of gold futures prices, relevant to how gold is taxed differently across registered accounts.

Physical gold and silver bullion can be held inside a TFSA, RRSP, FHSA, RRIF, RESP or RDSP, but only at 99.5% purity and only while a trustee holds it on the client's behalf.

Gold Broke $4,100 This Morning. Where a Client Holds It Decides How Much of the Gain Survives Tax.

July 31, 2026

View chart & download
Chart of the annual TFSA contribution limit from 2009 to 2027, reaching $7,500 in 2027.

The annual limit is indexed to inflation and rounded to the nearest $500 increment, so once the relevant consumer price data is published,…

TFSA Annual Limit Set to Reach $7,500 in 2027

September 28, 2026

View chart & download
Legal Archive Homepage

Charts and data on this site are provided for general informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Each chart reflects the source and period indicated on it and may not represent current market conditions.

Charts may be downloaded and shared freely for professional or educational use, including in client presentations, reports, and publications, with no attribution or permission request required. Charts may not be altered, edited, or cropped: each is a specific, time-stamped dataset, and an altered copy no longer accurately represents that record.

© 2026 The Canadian Index. A public reference library of Canadian financial market charts, updated daily from public market data. See the Legal and Usage Terms page for full disclaimers.