The Canadian Index

All content, including the full-resolution download, is provided at no charge.

Chart of the annual TFSA contribution limit from 2009 to 2027, reaching $7,500 in 2027.

The annual limit is indexed to inflation and rounded to the nearest $500 increment, so once the relevant consumer price data is published, the next year's limit can be calculated before the Canada Revenue Agency confirms it. New room only opens on January 1, which makes the deposit a calendar item for clients who maximize the account each year, not a portfolio decision.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

Download Hi-Res JPEG (No Watermark)
Bar chart showing the TFSA annual contribution limit rising to $7,500 for 2027, up $500 from 2026.

Canada Revenue Agency inflation data already published makes a $500 increase to the annual Tax-Free Savings Account limit mathematically…

The 2027 TFSA Limit Is Already Decided, and So Is the Capital Gains Question Behind It

September 11, 2026

View chart & download
Bar chart of combined federal and Ontario capital gains tax rates across 11 income brackets for 2026.

Rates are combined federal and Ontario marginal rates applied to capital gains at the inclusion rate, including Ontario surtaxes, so the…

Ontario Capital Gains Tax Rates by Income Bracket, 2026

October 5, 2026

View chart & download
Bar chart of the federal tax value of a $10,000 net capital loss across 2026 taxable income brackets.

A net capital loss offsets gains only at the capital gains inclusion rate, so its tax value rises with the bracket of the gain it shelters.

Federal Tax Value of a $10,000 Capital Loss by Income Bracket, 2026

September 29, 2026

View chart & download
Bar chart of the annual Tax-Free Savings Account contribution limit for each year from 2009 to 2026.

The annual Tax-Free Savings Account limit is set to rise to $7,500 in 2027, based on the Canada Revenue Agency's indexation formula and inflation data already published.

The 2027 TFSA Limit Is Already Locked In at $7,500

September 23, 2026

View chart & download
Bar chart showing the TFSA annual contribution limit rising to a projected $7,500 in 2027.

Tax-Free Savings Account contribution room is projected to rise to $7,500 in 2027, a $500 increase and the first jump since 2024.

TFSA Room Is Set to Rise to $7,500 in 2027, the First Jump Since 2024

September 18, 2026

View chart & download
Bar chart showing annual Canada Groceries and Essentials Benefit payments reaching $1,890 for a family of four in 2026.

The Canada Groceries and Essentials Benefit replaced the GST/HST credit on July 3, raising maximum payments by roughly twenty-five percent through 2031.

The Canada Groceries and Essentials Benefit Started This Month, and It Changes the RRIF Withdrawal Math for Retiree Clients

July 8, 2026

View chart & download