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Chart showing Old Age Security recovery tax rising with net income, with full clawback reached at $152,062 for the July 2026 to June 2027 benefit year.

Old Age Security benefits are reduced once a retiree's net income passes a set threshold, with the clawback reaching full recovery at $152,062 for the July 2026 to June 2027 benefit year. The threshold is based on income from the prior tax year, so a large capital gain realized in 2026, such as one taken during this year's record run in Canadian equities and gold, will not affect OAS payments until the period beginning July 2027, a full year after the gain is reported.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

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Charts and data on this site are provided for general informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Each chart reflects the source and period indicated on it and may not represent current market conditions.

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© 2026 The Canadian Index. A public reference library of Canadian financial market charts, updated daily from public market data. See the Legal and Usage Terms page for full disclaimers.