The Canadian Index

All content, including the full-resolution download, is provided at no charge.

Homepage Archive Legal
Bar chart showing Canada's CRA prescribed interest rate holding flat at 3% each quarter from 2022 through late 2026.

Canada's CRA prescribed interest rate has held at 3% for six consecutive quarters, the rate used to price family income-splitting loans without attracting a taxable benefit. A rate locked in when a loan is set up applies for that loan's full term, even if the prescribed rate later moves. The stretch of stability comes as a 50% US tariff on a broad range of Canadian goods takes effect this week, adding pressure that could eventually push the rate higher.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

Download Hi-Res JPEG (No Watermark)

Related charts

Quarterly bar chart showing the CRA prescribed rate holding at 3 percent from Q1 2022 through Q4 2026.

The Canada Revenue Agency confirmed its prescribed rate stays at 3 percent for the fourth quarter of 2026, the sixth consecutive quarter at…

CRA Prescribed Rate Holds at 3% for a Sixth Straight Quarter

August 21, 2026

View chart & download
Step chart showing the CRA prescribed interest rate holding at 3 percent for a fifth straight quarter.

The Canada Revenue Agency's prescribed rate for family income splitting loans has held at 3.00% for a fifth consecutive quarter, calculated…

The Fed Decides Rates at 2 P.M. Today. Your Prescribed Rate Loan Was Decided in April and Isn't Moving.

July 29, 2026

View chart & download
Bar chart showing the value of Canadian exports affected by new US tariffs taking effect August 19, 2026.

The new 50 percent tariffs take effect August 19, targeting wine, whisky, cement and a dozen other categories while leaving energy, potash, fish and critical minerals untouched.

The 30-Day Clock on CCPCs Caught in the New Tariffs

July 24, 2026

View chart & download
Bar chart showing Canada's quarterly prescribed interest rate holding steady at 3 percent from 2022 through 2026.

The CRA's prescribed rate has held at 3% for a fifth consecutive quarter, its lowest sustained level since the current cycle began in 2022.

CUSMA's Deadline Passed. For Business Owner Clients, the Real Change Is That It Now Repeats Every Year.

July 20, 2026

View chart & download
Step chart showing the CRA prescribed interest rate holding at 3 percent for six straight quarters through 2026.

The CRA prescribed interest rate has held at 3% for six consecutive quarters, the lowest sustained level since late 2022, after a steady decline from double that level in mid-2024.

Six Quarters at 3 Percent, and the Window Is About to Close

August 25, 2026

View chart & download
Line chart showing the CRA prescribed interest rate holding at 3 percent from 2022 through the third quarter of 2026.

The CRA prescribed rate has held at 3 percent for a fifth straight quarter, covering July through September 2026.

CRA Prescribed Rate Holds at 3 Percent for Q3 2026

August 11, 2026

View chart & download
Legal Archive Homepage

Charts and data on this site are provided for general informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Each chart reflects the source and period indicated on it and may not represent current market conditions.

Charts may be downloaded and shared freely for professional or educational use, including in client presentations, reports, and publications, with no attribution or permission request required. Charts may not be altered, edited, or cropped: each is a specific, time-stamped dataset, and an altered copy no longer accurately represents that record.

© 2026 The Canadian Index. A public reference library of Canadian financial market charts, updated daily from public market data. See the Legal and Usage Terms page for full disclaimers.