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Line chart comparing Canada's 3-month Treasury bill yield to 5-year and 10-year bond yields.

The three-month Treasury bill that sets the CRA's quarterly prescribed rate has moved just 4 basis points since March, even as five-year and ten-year Government of Canada yields climbed 36 and 30 basis points over the same stretch on an energy-driven inflation premium. Because the short bill prices almost entirely off the Bank of Canada's own overnight rate rather than that longer-yield story, the prescribed rate used for income-splitting loan planning looks more stable than the broader bond narrative suggests.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

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