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Chart of gold futures prices, relevant to how gold is taxed differently across registered accounts.

Physical gold and silver bullion can be held inside a TFSA, RRSP, FHSA, RRIF, RESP or RDSP, but only at 99.5% purity and only while a trustee holds it on the client's behalf. Personal possession loses that registered shelter entirely, and any gain is then taxed as an ordinary capital gain outside the plan. Gold ETFs and mining stocks avoid the custody complication and remain eligible across every registered account type, which is why most registered-account gold exposure takes one of those two forms.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

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Step chart showing the CRA prescribed interest rate holding at 3 percent for six straight quarters through 2026.

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Charts and data on this site are provided for general informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Each chart reflects the source and period indicated on it and may not represent current market conditions.

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© 2026 The Canadian Index. A public reference library of Canadian financial market charts, updated daily from public market data. See the Legal and Usage Terms page for full disclaimers.