The Canadian Index

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Bar chart showing annual Canada Groceries and Essentials Benefit payments reaching $1,890 for a family of four in 2026.

The Canada Groceries and Essentials Benefit replaced the GST/HST credit on July 3, raising maximum payments by roughly twenty-five percent through 2031. Both the new benefit and the Old Age Security clawback are now calculated from the same 2025 tax return, so a retiree's net income can trigger two separate reductions instead of one. Pension income splitting, TFSA-first withdrawals, and RRIF timing are the main levers available to keep that income figure under both thresholds.

This chart is presented for general informational purposes only and does not constitute financial, investment, tax, or legal advice. Figures reflect the source and period indicated and may no longer be current.

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Chart of the annual TFSA contribution limit from 2009 to 2027, reaching $7,500 in 2027.

The annual limit is indexed to inflation and rounded to the nearest $500 increment, so once the relevant consumer price data is published,…

TFSA Annual Limit Set to Reach $7,500 in 2027

September 28, 2026

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Bar chart of the annual Tax-Free Savings Account contribution limit for each year from 2009 to 2026.

The annual Tax-Free Savings Account limit is set to rise to $7,500 in 2027, based on the Canada Revenue Agency's indexation formula and inflation data already published.

The 2027 TFSA Limit Is Already Locked In at $7,500

September 23, 2026

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Bar chart showing the TFSA annual contribution limit rising to a projected $7,500 in 2027.

Tax-Free Savings Account contribution room is projected to rise to $7,500 in 2027, a $500 increase and the first jump since 2024.

TFSA Room Is Set to Rise to $7,500 in 2027, the First Jump Since 2024

September 18, 2026

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Bar chart showing the TFSA annual contribution limit rising to $7,500 for 2027, up $500 from 2026.

Canada Revenue Agency inflation data already published makes a $500 increase to the annual Tax-Free Savings Account limit mathematically…

The 2027 TFSA Limit Is Already Decided, and So Is the Capital Gains Question Behind It

September 11, 2026

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Bar chart showing TELUS's quarterly dividend per share falling 55 percent for the October 2026 payment.

TELUS ended twenty consecutive quarterly dividend increases dating back to 2021 with this reset, closing out its dividend growth program entirely.

TELUS's Dividend Cut Ends a Five-Year Run of Increases

August 4, 2026

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Line chart of the CRA prescribed rate for family loans by quarter, Q1 2022 to Q4 2026, with a dashed Treasury bill line.

The prescribed rate is set from the average three-month Government of Canada Treasury bill yield in the first month of the preceding quarter, rounded up to a whole percentage.

CRA Prescribed Rate for Family Loans, Q1 2022 to Q4 2026

October 7, 2026

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